Friday, 12 June 2015

Housetalk - Issue 164


Dear Resident,

April saw a fall in the number of sales in Waitakere City compared to March with a slight fall in the median price too.
 
No of Sales
Average days to sell
Median selling price
April
344
29
 $   633,500.00

The big news however was the reserve Bank (RBNZ) revelling its new measures to slow the rise in Auckland home prices by hitting investor buyers.

From 1st of October investors will need 30% deposit and banks will have to carry larger reserves of cash when lending to investors. This will mean a rise in mortgage rates for investors in Auckland—an estimated 25-30% increase in mortgage repayments.

The OCR remained the same but indicators are it will be cut towards the end of this year. In the budget the rules change such that investors who buy a rental property and sell within 2 years will be taxed on any capital gains.

It no longer matters whether the purchaser intended to keep the property long term. The grey area of “intent” has been removed. The RBNZ believes their measures will retard price increases in Auckland by 2 - 4%.

This may or may not  happen but I feel prices will still rise strongly because of the slow to fix housing shortage. Rents will increase as a result of these measures.

Time will tell but as a long term rental investor these measures will not deter me from investing in the best investment option in NZ - safe as houses and the best returns.

 
Capital Gains April 2010 - 2015 - Median Prices

 
Massey 64.4%

Glen Eden 64.7%

Te Atatu Peninsula 70.0%

Henderson 96.5%

 
Do you want to know the value of your property? Its probably worth more than you think. Contact me for a free no obligation value update.
 

Best wishes,

John Goodrum

Licensee Agent REAA 2008

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